Chemco Limited (CHEM.mu) listed on the Stock Exchange of Mauritius under the Chemicals sector has released it’s 2010 interim results for the first quarter.For more information about Chemco Limited (CHEM.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Chemco Limited (CHEM.mu) company page on AfricanFinancials.Document: Chemco Limited (CHEM.mu) 2010 interim results for the first quarter.Company ProfileChemco Limited specialises in the formulation, manufacturing, blending and trading of chemicals. The company operates as one of the subsidiaries of Harel Mallac & Co. Ltd. Chemco Limited company engages in the production and sale of agro chemicals, specialty chemicals and consumer goods. Chemco Limited is headquartered in Port Louis, Mauritius. Chemco Limited is listed on the Stock Exchange of Mauritius.
Les Gaz Industriels Limitée (GIL.mu) listed on the Stock Exchange of Mauritius under the Chemicals sector has released it’s 2018 annual report.For more information about Les Gaz Industriels Limitée (GIL.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Les Gaz Industriels Limitée (GIL.mu) company page on AfricanFinancials.Document: Les Gaz Industriels Limitée (GIL.mu) 2018 annual report.Company ProfileLes Gaz Industriels Limitée is based in Bell Village, Mauritius, and engages in the manufacturing, distribution and sale of industrial gases such as liquid and gaseous nitrogen in bulk, cylinders and welding electrodes in Mauritius and internationally. The company’s production line also include medical gases that are primarily used for medical purposes such as hospitals and clinics, these gases include oxygen, air, entonox, and nitrous oxide gases. In addition, Les Gaz Industriels Limitée offers industrial gas equipment comprising of regulators, cutting torches, flashback arrestors, and a selection of accessories and options in medical gas equipment, as well as welding and cutting services. Les Gaz Industriels Limitée is listed on the Stock Exchange of Mauritius.
African Alliance Insurance Company Plc (AFRINS.ng) listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2020 interim results for the third quarter.For more information about African Alliance Insurance Company Plc (AFRINS.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the African Alliance Insurance Company Plc (AFRINS.ng) company page on AfricanFinancials.Document: African Alliance Insurance Company Plc (AFRINS.ng) 2020 interim results for the third quarter.Company ProfileAfrican Alliance Insurance Company Plc is a life insurance company in Nigeria offering a combination of protection (term assurance and group life), savings and investment products. The company is regarded as one of the most experienced and strongest Specialist Life Assurance Offices in Nigeria with some 60 years’ experience in the insurance sector. The company also offers annuity and group life products as well as savings schemes and investment products. African Alliance Insurance operates a network of 18 branch offices. African Alliance Insurance Company has additional business interests which includes developing and managing properties in Nigeria, owning and managing an airline, operating a restaurant and providing catering services. The company has a 100% stake in Axiom Air Plc, a cargo airline company, Frenchies Foods (Nigeria) Plc and a restaurant and catering services company. It has a 96% stake in Ghana Life Insurance Company Plc. African Alliance Insurance Plc is a subsidiary of Conau Plc and has the backing of world-class reinsurers, Munich Reinsurance Company. Its head office is in Lagos, Nigeria. African Alliance Insurance Company Plc is listed on the Nigerian Stock Exchange
Houses Koya No Sumika / mA-style ArchitectsSave this projectSaveKoya No Sumika / mA-style Architects Year: “COPY” Koya No Sumika / mA-style Architects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/433241/koya-no-sumika-ma-style-architects Clipboard Area: 778 m² Area: 778 m² Year Completion year of this architecture project Japan CopyHouses•Yaizu, Japan Projects Photographs Save this picture!© Kai Nakamura+ 18 Share Year: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/433241/koya-no-sumika-ma-style-architects Clipboard Architects: mA-style architects Area Area of this architecture project “COPY” photographs: Kai NakamuraPhotographs: Kai NakamuraSave this picture!© Kai Nakamura This is an extension plan for a young couple’s house next to the main house. The main house is a one story Japanese style house with about 200m2, which is commonly seen in rural areas. It is a big house with many rooms and mainly consists of large spaces for people to gather and to provide hospitality. However, the young couple desired feelings of ease and spaces that ensure quiet and comfortable times. A simple extension may enable each of the house’s residents to live completely separated, but the relationship between the families and the connection with the main house might be lost. Therefore, by utilizing the functions for living in the main house, the extension is designed as a minimum living space, and pursues both maintaining distance and retaining fertile relationships. Save this picture!© Kai NakamuraThe extension is attached by a connecting-corridor on the west side of the main house. This enables the residents to switch their mindset before entering into the other living space, and the common garden maintains a proper sense of distance.
Save this picture!© Kai NakamuraBy relying on the main house for the large kitchen, bathroom, and future children’s room, only a few functions for a living space are required for the extended part. The living spaces are aggregated into a simple continuous structure, which consists of small, 2m high, U-shaped bearing walls. A V-beam roof truss is made with 62mm panels and structural plywood on both sides, and it is topped with a 69mm thin roof. By overlapping the bearing walls and the V-beam frame, and by using a variety of finishes, contrasting spaces are created and a sense of scale in the vertical direction is born in the flat house. By doing so, as the residents’ living scenes unfold, light and air freely circulate in the space, and the people’s lines-of-sight extend beyond the area in a state of freedom. We intended to leave a rich blank space that fosters the imaginations of the residents.Save this picture!Floor PlanProject gallerySee allShow lessLondon Calling: How to Solve the Housing CrisisArticlesResidential and Tourist Facilities in Milan / aa-lsSelected Projects Share ArchDaily 2013 2013 CopyAbout this officemA-style architectsOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesYaizuHousesJapanPublished on October 02, 2013Cite: “Koya No Sumika / mA-style Architects” 02 Oct 2013. ArchDaily. Accessed 11 Jun 2021.
ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/481564/baulinder-haus-hufft-projects Clipboard Baulinder Haus / Hufft ProjectsSave this projectSaveBaulinder Haus / Hufft Projects Houses Projects 2012 2012 CopyHouses•Mission Hills, United States Year: “COPY” “COPY” Architects: Hufft Projects Area Area of this architecture project Save this picture!© Andrew Fabin+ 18 Share Baulinder Haus / Hufft Projects United States ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/481564/baulinder-haus-hufft-projects Clipboard Area: 6400 ft² Area: 6400 ft² Year Completion year of this architecture project photographs: Andrew FabinPhotographs: Andrew FabinSave this picture!© Andrew FabinRecommended ProductsDoorsLonghiDoor – HeadlineWoodParklex International S.L.Wood cladding – FacadeDoorsVEKADoors – VEKAMOTION 82WoodEGGERLaminates Save this picture!© Andrew FabinBaulinder Haus is located just a few houses down from a landmark Kansas City area home designed by Bauhaus architect Marcel Breuer. Baulinder Haus draws inspiration from the details of the neighboring home. Vertically oriented wood siding, simple forms, and overhanging masses—these were part of Breuer’s modernist palette. Save this picture!South ElevationBaulinder Haus is characterized by its expansive cantilevers and bold finishes. The house’s form consists of a series of stacked boxes, with public spaces on the ground level and private spaces in the boxes above. The boxes are oriented in a U-shaped plan to create a generous private courtyard. The master suite overlooks this courtyard area, designed as an extension of the interior living space, blurring the boundaries between indoors and outdoors. Machiche and steel screening elements provide depth and texture to front facade. Save this picture!© Andrew FabinFloor-to-ceiling south facing windows in the courtyard are shaded by the overhanging second floor above to prohibit solar heat gain, but allow for passive solar heating in the winter. Other sustainable elements of the home include a geothermal heat pump HVAC system, energy efficient windows and sprayed foam insulation. The exterior wood is a vertical shiplap siding milled from FSC certified Machiche. Baulinder Haus was designed to meet and exceed requirements put forward by the U.S. Environmental Protection Agency for their Indoor airPLUS qualified homes, and is working toward Energy Star qualification.Save this picture!© Andrew FabinOn the interior, the warm, light tones of the kitchen are balanced by the blackened steel screen. The contrast of warm and cool materials continues throughout the house. Warm wood casework meets cool gray floor and wall tile in the master bath. Wood light boxes and countertops stand against dark mosaic wall tile in the powder room. The blackened steel of the stair rails and risers is offset by wood treads and balconies. Hufft Projects designed and fabricated the custom casework, steel screens and much of the furniture in the home.Project gallerySee allShow lessDawnTown – Architecture Ideas Competition: Alternative MobilitiesArchitecture NewsWhy Do Architects Keep Struggling to Get By?Architecture News Share Year: ArchDaily Photographs CopyAbout this officeHufft ProjectsOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesMission HillsHousesUnited StatesPublished on March 03, 2014Cite: “Baulinder Haus / Hufft Projects” 03 Mar 2014. ArchDaily. Accessed 11 Jun 2021.
Australia CopyHouses•Sydney, Australia Houses Year: Architects: panovscott Area Area of this architecture project Save this picture!© Brett BoardmanRecommended ProductsWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40MetallicsStudcoWall Stop Ends – EzyCapWindowsVEKAWindows – SOFTLINE 82 ADMetallicsTECU®Copper Surface – Classic CoatedText description provided by the architects. This project is the renovation of a house, one of two semi-detached single-story dwellings located in Sydney’s densely inhabited inner west. Broadly speaking it is about the making of a new whole by retention of one half of a structure and reconfiguration of the other. Approach to the house remains via the small formal front garden, up three generous steps, and onto a narrow porch. A centrally placed casement window and offset front door punctuate the painted brick elevation. Within, the front rooms have been retained with minimal intervention allowing a continued manner of a dwelling.Save this picture!© Brett BoardmanThrough the door adjusting eyes encounter the darkened space of a formal sitting room with symmetrically located fireplace on the southern wall. On axis with the front door, a long hall leads past two bedrooms. The high ceilings, small windows, and wonderfully lean vertical timber construction establish the character typical of a Sydney terrace. Cool in both summer and winter, and dark even on the brightest of days, these spaces offer the initial experience of homecoming and become a counterpoint for the character of the rear addition.Save this picture!© Brett BoardmanAt the end of the existing hall, a small opening twists to the sky bringing gentle light through the upper level and into the center of the long plan. The light washes down a 45 degree splayed plywood panel. Visible from the dark front rooms and immediately upon entry it announces the differing quality of the spaces ahead.Save this picture!© Brett BoardmanSave this picture!Ground Floor PlanSave this picture!Elevation 3Moving towards this quiet light, the thin sliver of a brighter room beyond gradually widens with the shifting perspective. Shunted off the previous axial alignment, and past a discreet bathroom, the great communal room of the house is revealed. Light filled, this is a combined kitchen and dining space of slightly smaller area than the lean-to it replaces. Here the elegant vertical proportions and lean timber construction techniques of the front part of the house are reinterpreted.Save this picture!© Brett BoardmanContinuing the homecoming journey the room increases to six meters in height reaching upwards at its far end. The number and size of windows also increase gradually to this point allowing the internal space to expand horizontally as well as vertically and for the light levels to approach that of the external environment. Turning 180 degrees and up a narrow stair concealed behind a ply lined wall, the level above contains a master bedroom and ensuite, with a tiny window looking back across the roof to the park. This moment completes the journey within to the most private realm of the house.Save this picture!© Brett BoardmanAs architects, our remit required the systematic removal of any kind of material and spatial excess. In collaboration with our wonderful clients, this rigorous process resulted not in spaces of austere minimalism but those enriched by surprising material and spatial juxtapositions. This engagement with the refreshingly direct solution to a given problem reminds us of the way our grandparent’s generation built their rudimentary structures, perhaps most succinctly described as, with pride and neat timber joints.Save this picture!© Brett BoardmanThough a humble construction the aspiration for this project was large. Extremes of cost, time and size were matched by those of trust, curiosity, and sophistication in our conversations with client, builder, and council. As a result, the collective offering is what we like to think of as soft and lean; a wonderful place to live.Save this picture!© Brett BoardmanProject gallerySee allShow lessVerticle Tides / Atelier AlterSelected ProjectsŞışhane Park / SANALarcSelected Projects Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/914230/3×2-3-plus-3-house-panovscott Clipboard Anita Panov & Andrew Scott Photographs: Brett Boardman 2013 3×2≠3+3 House / panovscott Area: 110 m² Year Completion year of this architecture project Lead Architects: 3×2≠3+3 House / panovscottSave this projectSave3x2≠3+3 House / panovscottSave this picture!© Brett Boardman+ 21Curated by Paula Pintos Share “COPY” CopyAbout this officepanovscottOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSydneyAustraliaPublished on April 21, 2019Cite: “3×2≠3+3 House / panovscott” 21 Apr 2019. ArchDaily. Accessed 11 Jun 2021.
“COPY” Projects Manufacturers: Flos, Little Greene, Maxlight, The Natural wood Floor Company, VADO, Diamond Construction Ltd, Ibstock, MGLW, Terrazzo tiles, The Concrete Flooring, Trimble Navigation, Vectorworks 2018 Photographs: Stale Eriksen, Megan Taylor Manufacturers Brands with products used in this architecture project Battersea House / Proctor & Shaw Shelley Hugh-Jones Garden Design Lead Architects: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/918890/battersea-house-proctor-and-shaw Clipboard CopyHouses, Refurbishment, Extension•London, United Kingdom Photographs Proctor & Shaw Area: 175 m² Year Completion year of this architecture project Landscape: 2018 ArchDaily Save this picture!© Stale Eriksen+ 22Curated by Paula Pintos Share Battersea House / Proctor & ShawSave this projectSaveBattersea House / Proctor & Shaw ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/918890/battersea-house-proctor-and-shaw Clipboard Houses United Kingdom Year: Clients:John Proctor, Anna ProctorEngineering:Engineeria LtdCity:LondonCountry:United KingdomMore SpecsLess SpecsSave this picture!© Stale EriksenRecommended ProductsWoodLunawoodThermowood FacadesDoorsdormakabaEntrance Doors – Revolving Door 4000 SeriesDoorsLinvisibileLinvisibile Curved Hinged Door | AlbaWoodTechnowoodPergola SystemsText description provided by the architects. This post-war end of terrace house has been completely refurbished and extended with a contemporary loft and a modern rear extension by its architect owner. The project delivers a high quality transformation inspired by the post-war utilitarian design of the original building.Save this picture!© Stale EriksenPurchased in May 2017 we immediately set about a full refurbishment and extension project which included the full landscaping to both front and back gardens. In terms of massing we extended out the back as far as was reasonable and created level access to an excavated garden. The loft has been fully extended with a crisp modern full-width flat dormer.Save this picture!© Stale EriksenKeeping true to mid-century modern ideals simple lines, pure form and function prevail. The design authentically expresses the construction and materiality without decorative ornamentation. The ground floor extension is built in a light cream brick, which contrasts with the dark blue painted original brickwork. Glazing to the garden is slim-lined, full height and width, and expressed as a plane, with thin capping details to disguise mass. The spruce deck and pine rafter warm-deck roof construction is exposed and co-ordinated with discreet lighting, making positive architecture from the original challenging ceiling heights. The original floor level was excavated down one step and carried through in to the garden for a seamless connection.Save this picture!© Stale EriksenThe extension forms part of an open plan kitchen, dining and living room, with a tough long-lasting concrete polished floor. The kitchen is simple white cabinetry with shop sprayed flush panel doors. A custom oak island forms the centrepiece to the room with Flos Aim pendant lights above. Utility services are hidden away behind bi-fold doors, clad in painted vertical tongue and groove timber, which is a continuation of the under stair storage, housing cloaks and shoe storage.Save this picture!Section AASave this picture!Ground floor planThe vertical circulation has been enhanced with a new custom painted steel screen guarding and balustrade, inspired by mid-century geometric room dividers. This in turn is co-ordinated with a crafted ‘journey’ of connected birch ply elements; a coat store (adjacent to the re-located front door), a ceiling cladding detail and the main element – a bespoke stair case to the loft. The circulation remains compact and efficient, these elements bring a sense of materiality and joy.Save this picture!© Stale EriksenThe rooms throughout the house have been treated individually with colour or materiality; dark green to the sitting room, pastel shades to bedrooms, unpainted plaster to the master bedroom, with tile and terrazzo to the bathrooms. The front sitting room was extensively refurbished with a new projecting box window seat, log burning stove, fitted cabinetry and a log store. The dark colour emphasises the cosy sanctuary and the room offers a contrast to the light-filled family orientated spaces of the home.Save this picture!© Stale EriksenProject gallerySee allShow lessDepo 107 / Malikov Architectural BureauSelected ProjectsFollies and MonumentsArticles Share Architects: Proctor & Shaw Area Area of this architecture project “COPY” CopyAbout this officeProctor & ShawOfficeFollowProductsWoodConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentExtensionEnglandLondonUnited KingdomPublished on June 16, 2019Cite: “Battersea House / Proctor & Shaw” 16 Jun 2019. ArchDaily. Accessed 11 Jun 2021.
8. Make the most of your venueNational Trust venues are encouraging members and the public to visit before and during the Christmas break, with the promise of Christmas events, decorations and treats. This is Wimpole Hall’s promotional video: [youtube height=”450″ width=”800″]https://www.youtube.com/watch?v=4PTy9BZvbMs[/youtube] 14 more fundraising ideas for Christmas 2015 89 total views, 1 views today 2. Putting the social into Christmas campaignsTis the season of lists, so here’s JustGiving’s list of Five social Christmas campaigns including this spoof advert for Save the Children by Harry Enfield: — fastmap (@fastmap) December 2, 2015 Howard Lake | 14 December 2015 | News The Theatres Trust has made good use of Twitter’s facility to post four images in one tweet to showcase some of its Christmas card designs:Get into the #Christmasspirit with our Christmas Cards! Reduced prices this year https://t.co/8UIEHC1FFd pic.twitter.com/eSipcYNq4r— Theatres Trust (@TheatresTrust) November 30, 2015 9. Highlight the excitement in the run-up to ChristmasEveryone is busy as Christmas gets closer, so giving them a fundraising option that is quick, easy and relevant is essential. CLIC Sargent have done that with their #readyforXmas photo campaign, whey they invite the public to share a photo of their Christmas decoration progress and to text a donation of £5.Have you put your tree up? Support our #ReadyforXmas appeal. Tweet your ? pic and text READY to 70800 to donate £5. https://t.co/VunbrJoW9E— CLIC Sargent (@CLIC_Sargent) December 8, 2015 [youtube height=”450″ width=”800″]https://www.youtube.com/watch?v=gnqPMwuGEok[/youtube] 13. Give your old car to charity for ChristmasA few years ago donating a goat (or rather the price of a goat) was all the rage. This year why not encourage supporters to donate their used car at Christmas?That is what Giveacar is encouraging charities to consider. Even scrap cars can fetch between £35 and £55.Set up in 2010, the social enterprise has raised £1.9 million for over 2,700 UK charities through the scrapping and auctioning of cars. We started with 10 ideas for fundraising at Christmas, but there are plenty more. Here is our second list of 10 fundraising ideas for this season of giving.1. Christmas cardsReject the trend towards instant messaging your Christmas greetings to friends and families on the day. Instead, buy, write and post a traditional printed Christmas card.Need some stats to be convinced this is worthwhile? Here are some:Good news for charities:7in10families plan to POST Xmas cards,chart https://t.co/fOrdkmBrQE down 1% on 2014,but above 2013 low of 70% Advertisement 7. Partner with local shops and their Christmas events and displaysWhat are the big shops in your town doing for Christmas? Help Harry Help Others is benefiting from Santa’s Grotto at House of Fraser in Birmingham:OPENS TOMORROW! Santa’s Magical Grotto at House of Fraser, in aid of Help Harry Help Others! https://t.co/yDJ5giOD4M pic.twitter.com/8dB32W1tao— Birmingham What’s On (@WhatsOnBrum) November 27, 2015 Missed the #R4XmasAppeal? Hear it on @BBCRadio4 at 3.25pm. Support via https://t.co/YGgCG1aHjJ or 0800 082 82 84 pic.twitter.com/eA5HiyHHwd— St Martin-in-the-Fields Charity (@SMITFCharity) December 10, 2015 12. Make the most of the traditionsMany children write a letter to Santa Claus each Christmas. NSPCC has cleverly made the most of this tradition with its Letter from Santa which delivers a personalised letter, giving children (and parents) what they want. And it includes a fundraising element, with a suggested minimum donation of £5. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 3. Use matched giving opportunitiesThe Big Give’s annual pre-Christmas campaign gives many charities that chance to double the value of some of their supporters’ donations, and that includes major gifts.The Birmingham Hippodrome’s video tells a good story, with archive content and endorsements from well-known performers, together with a clear walk-through of what is involved: [youtube height=”450″ width=”800″]https://www.youtube.com/watch?v=iqy0K8b7QhE[/youtube] [youtube height=”450″ width=”800″]https://www.youtube.com/watch?v=nDUcFOKcp1g[/youtube] 4. More matched giving opportunitiesLocalGiving is also running two matched giving opportunities in the run up to Christmas.To mark this year’s #GivingTuesday, on December 1st 2015 Localgiving matched 1,000 £5 donations to Localgiving members in the #GiveMe5 campaign.To find our more about #GiveMe5 and how you can get involved, click on the button below.One week later it kicked off its Christmas Top 40 campaign. From 8 December it is awarding a £100 prize to the first 40 groups that raise £100 through their Localgiving Appeal page. Donations of any amount made after 10am on that date count towards the target. One overall winner will win a £1,000 prize. Which charity’s cards to choose? This one is a personal choice: it is International Children’s Trust, to recognise the 11 years’ work of Alison Sanderson there.The designs include depictions of Christmas from the imaginations of children whom the charity is helping go to school in Zimbabwe, Sri Lanka and India. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis9 [youtube height=”450″ width=”800″]https://www.youtube.com/watch?v=FkvjtxiKCMs[/youtube] 11. Ask more than onceEven if you run a major Christmas appeal with nationwide media support such as the annual BBC Radio 4 Christmas Appeal for St Martin’s in the Fields, you still have to get your message across more than once, given all the other charity fundraising appeals running throughout December.The launch may be over, but it’s worth sending out reminders via relevant media channels: • Don’t forget our first 10 fundraising ideas at Christmas 2015 Tagged with: christmas corporate Events thank you 6. A Christmas messageThe Queen and church leaders used to be the only people to issue Christmas messages. Now anyone, including charities, can publish their seasonal video message. Here is The Trussell Trust reviewing 2015 and what it achieved. Think of it as a video Christmas card to supporters and the public. 10. Say thank youSaying thank you is important at any time of the year, but Christmas is a particularly apt time as we think of family and friends, and perhaps look back on the year as it draws to an end.RNLI has published a festive thank you video: 5. Sell Christmas-themed itemsMany charities sell products throughout the year but some, like CLIC Sargent, sell items with a clear Christmas theme.Our new glittery Christmas pin badges are perfect for any festive outfit! Get yours now: https://t.co/fh5DN9s0NE pic.twitter.com/uCnHM0yGUI— CLIC Sargent (@CLIC_Sargent) December 7, 2015 [youtube height=”450″ width=”800″]https://www.youtube.com/watch?v=XCq7Rg4gcrY[/youtube] 14. Announce your New Year fundraising campaignUnwanted Christmas presents? Sell them for charity via eBay for Charity. The PayPal Giving Fund is already encouraging charities to focus on January and inviting their supporters to raise funds for them by selling unwanted gifts and items via eBay, and donating some or all of the income. The eBay for Charity programme lets people sell items online and donate from 10% to 100% of the sale price.eBay will waive its listing fee proportionately to the percentage that supporters choose to donate.To be eligible a charity needs to be registered with PayPal Giving Fund. 90 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis9
Protesters target Doubletree, June 7.WW photo: Kris HamelOn June 11, just five days after it was targeted by hundreds of protesters and thousands of petitions, Doubletree Hotel in Detroit confirmed it had canceled reservations for a conference organized by a group called “A Voice for Men,” which was scheduled to hold its first national conference there June 26-28. The group then announced it would convene at a Veterans of Foreign Wars hall in the suburb of St. Clair Shores, Mich., some 18 miles from downtown Detroit. Anti-sexism, pro-woman activists declared the cancellation an important victory.This MRA (“men’s rights advocates”) group, based in Houston, promotes violence against women and is pro-rape, according to its website. It is part of a reactionary movement that claims men are somehow discriminated against and oppressed in modern society. They deny the existence of male supremacy, rampant sexism and widespread violence against women. The Southern Poverty Law Center, which tracks hate crimes against oppressed people, has designated MRAs as hate groups.The June 7 protest included progressive women and men of varying ages, nationalities, abilities, genders and sexual orientations. It included UNITE HERE union organizers promoting a boycott of Doubletree (part of the Hilton empire) and other hotel chains because of low wages and poor working conditions. The participants took over the street in front of the Doubletree for an hour, demanding a hotel representative accept over 3,000 signatures on a petition to cancel the violence-promoting MRA conference. More than 3,500 signatures in total were directed at Doubletree.MRA supporters have inundated the media and Internet with lies about alleged threats of violence directed at their conference. In reality, it is they who advocate violence against women. Progressive activists warned women in the Detroit area, and those working at the Doubletree Hotel, that they face very real threats from these men. Emma Howland-Bolton, a leading organizer of the June 7 march and rallies, told Workers World, “[W]e recognized the necessity of protesting the decision of a private corporation to prioritize profit over the safety of its workers.”MRAs menacingly followed women activists and videotaped the June 7 protest. This reporter received an email claiming to be from Marc Angelucci, a Los Angeles attorney and leader of the National Coalition for Men, who said he is a “socialist-leaning [sic] person who has done lots of human rights work” and that the feminist protesters were a “reactionary group.” The defensive email, which at least one other activist received, confirms the right-wing nature of MRAs.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
With more than 40 years experience in the financial services industry, Don Layton was most recently the CEO of Freddie Mac from 2012 to 2019. Prior to joining Freddie Mac, he was the Vice Chairman of JP Morgan Chase and also the chairman and CEO of E-Trade Financial. Layton now serves as a senior industry fellow at the Harvard Joint Center for Housing Studies.What are some of the biggest concerns you have for the mortgage market?In watching the mortgage market, I’ve divided my concerns up into three categories. First is the trading liquidity, which was really stressed for a while. Second more of a month’s timeframe is the issue of non-bank mortgage servicers having enough cash to advance funds under all the forbearance programs. And third is several years long probably, is the credit quality of all the mortgage lenders, along with what might happen to house prices. We could have very high credit losses, which would have impacts on all the banks that own mortgages and the GSEs and FHA and the mortgage insurers.What are your thoughts on the Fed’s efforts to try and stabilize the mortgage securities market?First, I think you have to understand what the Fed’s objectives are. There seems to be some confusion on that. They want to try to reestablish trading liquidity, sp you can do reasonable buys and sells at a price that is generally reflective of some kind of reasonable economics. It is not going to return to the exact liquidity and the exact prices before this all started.I tend to focus on agency MBS, which is the highest quality, and even that was heavily stressed for trading liquidity back a few weeks ago. Purchase interventions have helped that market. There were rumors some REITs were within days of maybe going under. That market has quieted down. The Fed’s still supporting it although they’re off their peaks of how much they purchase.How is the government handling the liquidity shortfalls brought on by mortgage forbearance programs?This is about policy and it’s also about politics, and there’s a lot of public relations and lobbying going on. Basically the mortgage servicing industry has forecast a 25% forbearance rate, which is a relatively high estimate. If that comes true, then servicers, especially non-bank servicers, will be under tremendous stress to have the liquidity to fund P&I advances. Based on that, the industry went and tried to construct a solution.They wanted a giant Fed line that would cover not just the forbearance P&I, but many other types of liquidity drains on the servicers.The government, meanwhile, didn’t do a great job articulating a strategy and communicating about it all. They had some missteps, but at this point they havecome into a plan that basically has three components.Number one, the mortgage servicers should try to get their own sources for private capital. They should really work hard at this and they should be willing to pay up for expensive liquidity if necessary. As a government backstop, there are two programs. Ginnie Mae put one in, and it’s considered an extraordinary program. It will finance the P&I advances associated with their loans.It does have what I’ll call “bailout conditions.” The most important of these being that anyone takes those funds, they cannot withdraw dividends or other profits from the businesses until the government’s paid off. The government wants cash flow to go to them first, owners second. Then the GSEs came in and the FHFA announced a program that they’ve capped their principal interest payments at four months, which at least gives them a limit of modest size.The belief by the government in all this is that throw all three components in and things should work out okay. There won’t be some broad collapse in mortgage servicing. But the nature of this program is that you’re not sure how it’s all going to work out because you don’t know how big forbearances are, but it moves slowly enough, a month or two at a time that they’ll come in and adjust if necessary is the tone you get. Related Articles in Daily Dose, Featured, Government, News, Print Features Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. 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