My State Pension will arrive at 67, but I’ll retire earlier this way I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Address Simply click below to discover how you can take advantage of this. Kevin Godbold | Monday, 10th February, 2020 Kevin Godbold has no position in any share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Kevin Godbold The government keeps moving the goalposts for receiving the State Pension. My father got his when he was 65. I’ll have to wait until I’m 67. Some of those born after me will wait even longer.But I’ll retire earlier than that and finance my lifestyle with the money I’ve built up by investing in shares. And you can do that too.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Dialling down the riskSome folks shun the idea of investing in shares because they think the stock market is risky, or because they don’t believe they have enough knowledge about investing. And it’s true that you can sometimes make big gains with the shares of individual companies, and it’s also possible to lose a lot too.However, there are ways you can dial down the risk of losing. Careful stock-picking is one method, but it requires a lot of time and a keen interest in the process of investing. Generally, I reckon it’s a good idea to focus on the shares of companies with high-quality businesses and to steer clear of speculative shares.You can usually identify a speculative proposition because it tends to have an enticing ‘story’ and little to show in immediate profits. And as for shareholder dividends, forget it! So, I’d avoid those attractive-looking get-rich-quick speculative shares like the plague.Yet even if you only deal in quality companies, there could still be too much risk in your portfolio if you pile into just two or three names. Another popular method of aiming to control risk is to diversify across several names – perhaps between 10 and 20 shares, for example.Overcoming a lack of time and knowledgeIf you are keen to learn all about investing and to make the process a time-consuming hobby, I’d say, “dive right in!” But you don’t have to go about it in that manner to achieve great results. There’s another way that I reckon deals with the risks, the lack of knowledge you might have, and with the desire to live a life filled with things other than investing.Over the long haul, the stock market tends to rise to keep up with inflation – even though the indices wiggle about a bit. The FTSE 100, for example, might go up and down, but if you scope back decades, you can see the overall trend is up.That makes sense because when inflation hits, companies raise their selling prices to compensate, which raises turnover and profits. And the market capitalisations of those firms will tend to rise gradually to maintain the valuation.So, the entire stock market can be a good vehicle for compounding your money even if you don’t want to put lots of time into managing your investments and buying individual shares.I’d put regular money into low-cost index tracker funds, which will be backed by hundreds of individual companies – thus providing excellent diversification. If you select the accumulation versions of your chosen tracker funds (rather than the income versions), your dividend income will be ploughed back into your fund holdings automatically.In that way, you’ll be on the path to compounding your investment, which could grow sufficiently over time to fund your retirement earlier than the State Pension age. Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997”
Reply Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Reply August 13, 2017 at 10:33 pm Mama Mia Now I find out from a tv news channel that one of the alt-right nationalists connected to the Virginia protest chaos turned violent, ran for the Florida Senate previously…..I remember that guy, the one that went on a soul- searching trip out in a remote desert area alone, and was in the news for killing a goat to drink its blood. Needless to say, he didn’t get my vote! TAGSFocus on CongressRep. Dan Webster Previous articleWhat You Should Know About Cervical CancerNext articleIn case you missed it: The Apopka news week in review Denise Connell RELATED ARTICLESMORE FROM AUTHOR Mama Mia Mama Mia Mama Mia Focus on Congress Reply Mama Mia Support conservation and fish with NEW Florida specialty license plate August 14, 2017 at 5:23 pm Share on Facebook Tweet on Twitter Would you like to sit down to a nice dinner of horse meat steak? Made from the beautiful horses we see grazing around in the pastures of Florida, and other areas of the US…. Made from old carriage horses, pure bred race horses, therapy horses, Budweiser Clydesdale type draft horses, harness racing horses, kid’s ponies, etc. ? How would you like to have a horse slaughterhouse next to your property? If you would enjoy these, then just keep voting for your precious Dan Webster! He will happily vote in favor of opening horse- slaughter facilities here in the US, and also for continuing to ship horses for human consumption off to Mexico and Canada for overseas human consumption. Trump administration cronies are all for it! Make no mistake. Ranchers out west are resentful of our nation’s wild horses that graze the public lands, even though an act of Congress was passed years ago to allow it, as the wild horses and mustangs are our nation treasures. Ranchers want the public owned lands for their own benefit to graze their cattle and fatten their already fat wallets. They have actually tried to keep the wild horses away from the watering holes so they will die, and perish. BLM (Bureau of Land Management) who are responsible to oversee the wild horses instead round the wild horses up and secretly sends them off to slaughter, roughs them up with helicopter roundups in the hottest months of the year out west. Chase them beside their young babies until many die from terror, heat stroke, and collapse. I know whose side Dan Webster is on! Shameful! The Anatomy of Fear August 14, 2017 at 10:20 am Reply Reply Save my name, email, and website in this browser for the next time I comment. Throw Webster out of office! This smiling man appeared on the lawn of the White House grinning about being a part of the US House that voted to get rid of the healthcare, and later tried to worm out of his vote by saying that he was mislead on it, sure, yeah right…….now he is a part of calling the Endangered Species Act” outdated”!!!!!This is stupid thinking, because as time goes forward more and more species are becoming endangered. It is not an outdated law, it is a NEEDED law, that Webster wants to overthrow under the guise of “helping farmers and ranchers”….so laughable. I hope someone runs against him and gets him out of there! You should view the Humane Society’s Legislation Fund booklet they send out to their members and see Webster’s ratings on how he voted and his ratings in favor of animal welfare and wildlife was so low it was shameful! The booklet rates Congress House and Senate members. I am ashamed that he is a Florida Congressional member, and I can’t stand the thought that 429 was named in honor of him as he doesn’t deserve the honor! Please enter your comment! August 13, 2017 at 10:42 pm 7 COMMENTS August 14, 2017 at 10:31 am LEAVE A REPLY Cancel reply You have entered an incorrect email address! Please enter your email address here I am on my laptop posting, as that is the only source I post from. I often grab my husband’s cell phone to read Apopka Voice articles, as well as use my own cell phone too. I don’t see any link to Dan Webster’s official website here in this article above, yet a Dan Webster download from his official website was completed on my husband’s cell phone. Very odd, I must say. I deleted the download, and didn’t open it to read it, as I don’t care to see his crud, but again I think it is VERY strange as I didn’t click on to any links to his website ( I don’t see any links in the above article anyway) and I did not click onto the tags below the article, nor did I go to Dan Webster’s website……..! Very strange indeed…….. I sure would love to know exactly how the 429 was named the Daniel Webster Parkway or maybe it is the DW Beltway, not sure. Anyway, how in the heck did he get that honor? Who was responsible for allowing Webster’s name to be given to the toll roadway? I seriously want to know. What in “H” has he done for this state in the 28 years he served in the Florida Legislation and now as a Congressman? Nothing, notta, zilch, goose egg……. Reply August 14, 2017 at 5:37 pm August 14, 2017 at 5:41 pm All I know is I keep praying for better leadership because this country is in some serious trouble domestically and internationally! Reply By KEVIN DERBY of Sunshine State NewsLast week, U.S. Rep. Dan Webster, R-Fla., helped lead the charge on Capitol Hill to reform how the federal government regulates agriculture and ranching.Webster was one of thirty members of Congress who signed off on a letter to the leadership of the U.S. House Natural Resources and Agriculture Committee, “urging them to work jointly to address the numerous regulatory inefficiencies and statutory roadblocks in the agriculture community by modernizing the Endangered Species Act (ESA) and similarly outdated laws and regulations.”U.S. Rep. Ron Bishop, R-Utah, chairs the committee while U.S. Rep. Raul Grijalva, D-Ariz., leads Democrats on it.Rep. Dan WebsterIn the letter, the thirty members of Congress urged the committee to reform the Endangered Species Act (ESA), insisting it and other regulations create a “broken, burdensome process for farmers and ranchers, unfairly targeting them with costly compliance and unreasonable land restrictions.”Webster and other signers pointed to an executive order on rural America’s economy signed by President Donald Trump at the end of April which noted “in the national interest to ensure that regulatory burdens do not unnecessarily encumber agricultural production, harm rural communities, constrain economic growth, hamper job creation or increase the cost of food for Americans and our customers around the world.”The thirty members of Congress insisted that the executive order “presents a bipartisan opportunity to address the many regulatory issues negatively impacting the agriculture community,” by implementing “cost-saving, modernization measures that will bring the ESA and other rules into the 21st century” and noted “there may be no more important policy change for our nation’s agriculture community than reducing its crushing federal regulatory burden.”Webster weighed in on the matter on Wednesday and noted how important agriculture is to the Sunshine State.“Agriculture is one of the three pillars of Florida’s economy,” Webster said. “Farmers and ranchers all over Florida grow and raise the food that ends up on kitchen tables around the world.“The economic engine of agriculture must be complimented with sound, long-term policies that balance the importance of protecting our nation’s beautiful lands,” Webster added.“Unfortunately, overzealous bureaucrats in Washington turned the Endangered Species Act into a weapon wielded against hard-working Americans. With President Trump, we have an opportunity to reform the ESA to ensure that it meets its purpose without destroying the livelihoods of those who work the land.”Webster been a member of the United States House of Representatives since 2011. Webster represents Florida’s 11th district, which includes parts of Sumter County, Citrus County, Hernando, and central Marion County, as well as the far northwestern corner of Lake County. The district stretches from Ocala southwest to Spring Hill. Previously he represented Florida’s 8th congressional district and 10th district, both of which included parts of Orange County. Prior to his service in Congress, Webster served 28 years in the Florida state legislature. He has been a resident of Florida since the age of seven and resides in Winter Garden, Florida.Webster was the only member of the Florida delegation to sign the letter. They want to shoot the panthers that are endangered that wander onto the ranches. They want to loosen the laws so they can wipe out our wildlife. This fits right in with Trump’s agenda. I guess Webster thinks that is going to get him some brownie points with Trump. Sickening. If Webster wants to help the farmers and keep food prices down, maybe he needs to have a talk with Trump about how his clamping down on migrants and deporting them is causing our nation’s fields of vegetables to rot in the fields because of a lack of people to pick the fields, groves, and orchards. I guess Webster ignores that fact…………… Please enter your name here Mama Mia Mama Mia
TCU falls to Georgia in AutoZone Liberty Bowl Kacey is a junior journalism major from Friendswood, Texas. She is a managing editor for TCU360. Linkedin Twitter TCU falls to West Virginia in the Big 12 Championship game on Sunday night. (Photo courtesy: gofrogs.com) Kacey Bowen TAGStext only ReddIt TCU places second in the National Student Advertising Competition, the highest in school history Kacey Bowenhttps://www.tcu360.com/author/kacey-bowen/ Welcome TCU Class of 2025 Linkedin Support for seniors on Senior Day + posts Facebook Kacey Bowenhttps://www.tcu360.com/author/kacey-bowen/ Kacey Bowenhttps://www.tcu360.com/author/kacey-bowen/ Kacey Bowenhttps://www.tcu360.com/author/kacey-bowen/ TCU vs Georgia: “Playing to win” ReddIt Kramer claims 100th career win Facebook Twitter printTCU fell to No. 1 West Virginia in a 3-2 overtime decision on Sunday night in the Big 12 Championship game. West Virginia rallied back with three unanswered goals.In the first half of the game, TCU did not waste any time getting things started. Within four minutes, senior forward Michelle Prokof snapped West Virginia’s 11 match shutout streak.The offense wasn’t the only ones putting in work for the Frogs, though. TCU defense put a line up around first-year goalkeeper Katie Lund. Lund forced stops when necessary, but the defense did their job of keeping the Mountaineers away, forcing shots from a distance.In the 40th minute, TCU found themselves an opportunity to score again. Junior forward Allison Ganter broke past her defenders and found the back of the net, giving TCU a 2-0 lead. TCU is the only school to score two goals against the Mountaineers this season.However, West Virginia kept pushing. In the 59th minute, the Mountaineers cut their lead in half, 2-1, on a score from Michaela Abam.West Virginia completed its comeback in the 97th minute. Ashley Lawrence scored off of an assist from Hannah Abraham’s cross for the game-winning goal.Head coach Eric Bell said that he was really proud of his team and he thought they were going to be able to pull through.“They played really hard,” Bell said. “We played the No. 1 team in the country toe-to-toe for 100 minutes. We should be in the tournament.”TCU will learn its NCAA tournament fate Monday afternoon when the field of 64 is announced.Editor’s note: All stats and quotes courtesy gofrogs.com Previous articleTCU soccer advances to the Big 12 ChampionshipNext articleTCU volleyball defeats Kansas State; snaps seven-game losing streak Kacey Bowen RELATED ARTICLESMORE FROM AUTHOR World Oceans Day shines spotlight on marine plastic pollution
Email THE SITUATION in the accident and emergency department of Mid Western Regional Hospital has reached crisis levels, despite recent reports to the contrary.City Labour Deputy Jan O’Sullivan and Party Spokesperson on Health, visited the A&E and claimed it was under severe pressure with overcrowding and long waits for assessment.Sign up for the weekly Limerick Post newsletter Sign Up The deputy said: “I visited the hospital on Tuesday morning and it had to be seen to be believed; over 21 patients lying on trolleys, with approximately 30 more sick and elderly people waiting patiently to be assessed.“Front-line health staff in the A&E are literally run off their feet and it is simply not acceptable that both staff and patients have to continue to endure these conditions. It is simply a fact that the Regional Hospital requires more beds and front-line staff to cope with the demands being placed on the hospitals services”.She said that the recent statement by the HSE of proposed cutbacks in both staff and resources would not be sustainable if staff are to provide a safe and professional service to patients.“The situation was critical enough before the HSE decided to close A&E services after 8pm in both Ennis and Nenagh, with all emergency cases referred to the Limerick Regional Hospital. This places even more pressures on staff to cope as best they can.“I am extremely concerned that the situation in the A&E department is going to deteriorate even further, and urgent action by HSE management is now needed to stabilise the situation”.She was in no doubt that the cutback in opening hours of the Ennis and Nenagh A&E units is not only adding extra pressure to the Limerick accident and emergency, it is also having a detrimental impact on the people of these towns and the surrounding areas.In one case, a Kilkee man died in an ambulance in the early hours of Monday morning while he travelled the 59 miles from his home to Limerick Regional.His grieving wife claimed that he may still be alive if the opening hours at the significantly nearer Ennis A&E had not been reduced. Facebook Advertisement Twitter Previous articleLimerick junior minister retainedNext articleSunshine’s here – time to get into summer dresses! admin Linkedin Print WhatsApp NewsLocal NewsLimerick A&E in state of emergencyBy admin – April 23, 2009 722
O’Dea criticizes new Government mortgage scheme Willie O’Dea TDby Bernie English [email protected] Fianna Fáil TD Willie O’Dea, who is his party’s spokesman on Social Protection, has put his weight behind a bill which would stop banks having a veto on debt settlement proposals drawn up by Personal Insolvency Practitioners.Deputy O’Dea has claimed that there is “a clear strategy on the part of banks to step up legal action for repossession of family homes in cases where people have fallen into arrears on their mortgage”.Sign up for the weekly Limerick Post newsletter Sign Up He was speaking ahead of a Dáil debate on the Fianna Fáil Family Home Mortgage Settlement Arrangement Bill which proposes to remove the bank veto on proposals to restructure a distressed mortgage on a family home.Deputy O’Dea said: “The banks have really ramped up repossession actions in recent times. The rise in house prices in 2014, has given them the opportunity to reduce the losses they would face from selling a home in mortgage arrears”.The Deputy said that the banks are using a “variety of tactics” including direct court action as well as selling off parts of their loan book, “a method that essentially amounts to outsourcing of repossession”.“At the moment, the Insolvency Service of Ireland is being completely under-utilised. Fewer than 1,000 cases were processed in the first year when it was expected to be 15,000.“We would utilise the insolvency structure that is already in place in order to allow people who have fallen in to arrears on their mortgage to get an order specifically relating to the family home”, he said. TAGSBankDeputy Willie O’Deapersonal insolvencyveto Linkedin Print Pensioner lost €2000 in fake bank scam Alleyway to be closed due to anti-social behaviour WhatsApp Facebook Advertisement Previous articleLimerick volunteers celebrate twelve months serving the cityNext articlePublic to have say on Foynes road improvements Bernie Englishhttp://www.limerickpost.ieBernie English has been working as a journalist in national and local media for more than thirty years. She worked as a staff journalist with the Irish Press and Evening Press before moving to Clare. She has worked as a freelance for all of the national newspaper titles and a staff journalist in Limerick, helping to launch the Limerick edition of The Evening Echo. Bernie was involved in the launch of The Clare People where she was responsible for business and industry news. Limerick concern over National Management Forum funding. Limerick council to install CCTV camera in Thomondgate Twitter Antisocial behaviour warnings slashed in Limerick NewsEnd bank veto callBy Bernie English – March 6, 2015 679 RELATED ARTICLESMORE FROM AUTHOR Email
TAGSGAAhurlingKeeping Limerick PostedlimerickLimerick Post Scór iontach ag fear lár na pairce le @ballygunnerHc @MunsterGAA pic.twitter.com/H3QvlbEIrm— Spórt TG4 (@SportTG4) November 10, 2019 Advertisement It was a disappointing end for Ciarán Carey’s side while the Waterford champions will go on to play Borris Illeigh of Tipperary on November 24th in the Munster Club Final.Sign up for the weekly Limerick Post newsletter Sign Up SportGaaHurlingNewsWell Run Dry as Ballygunner Book Munster Club Final SpotBy Ronan Coughlan – November 10, 2019 149 RELATED ARTICLESMORE FROM AUTHOR Tá Dessie Hutchinson ag deanamh damaiste istigh ansin @ballygunnerHc @MunsterGAA pic.twitter.com/Zk5QFln8Sl— Spórt TG4 (@SportTG4) November 10, 2019 Sár pointe arís ag Aaron Gillane @patrickswellgaa pic.twitter.com/RxnOm09q1h— Spórt TG4 (@SportTG4) November 10, 2019 Patrickswell replied through point from Aaron Gillane and Jack Kelleher points, but never got within touching distance of Ballygunner who knocked over several fine scores towards the end of the game to reassert their dominance. Print Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash Previous articleGo to College for TranslationsNext articleGardaí in Limerick have arrested a man in his 20’s for burglary Ronan Coughlan An céad scór anseo ag @ballygunnerHc pic.twitter.com/mRsmoCbaXB— Spórt TG4 (@SportTG4) November 10, 2019 Scór iontach ansin ag @ballygunnerHc @patrickswellgaa @MunsterGAA pic.twitter.com/5fkWnGhDTI— Spórt TG4 (@SportTG4) November 10, 2019 They take on Tipperary’s Borris-Ileagh who beat Glen Rovers on a 1-17 to 3-8 scoreline at Semple Stadium.The post Well Run Dry as Ballygunner Book Munster Club Final Spot appeared first on Sporting Limerick. Limerick Ladies National Football League opener to be streamed live WhatsApp The home side raced into a 0-6 to 0-1 lead inside the first 22 minutes of the game before Patrickswell finally sprung into life landing their first point from play. Carey’s team would go on to account for five of the next six points to reclaim the momentum and move back to within one point (0-7 to 0-6) at the break with Aaron Gillane and Diarmaid Byrnes amongst the scorers. The break allowed Ballygunner to recompose themselves and they came out of the blocks like a rocket at the start of the second half with four points without reply. Facebook Twitter Limerick’s National Camogie League double header to be streamed live Ballygunner’s Dessie Hutchinson and Michale O’Mahony notched up nine points between them from play with man of the match Pauric O’Mahony accounting for five points. Email Patrickswell’s season came to an end in Walsh Park this afternoon as Ballygunner simply had too much and ran out 0-17 to 0-9 winners in their Munster Senior Club Hurling semi final. WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Póc saor iontach ag Padraic Mahony, seacht pointe idir na foirne anois @ballygunnerHc @patrickswellgaa @MunsterGAA pic.twitter.com/Js8leMkENf— Spórt TG4 (@SportTG4) November 10, 2019 Linkedin Scór deas ag Jack Kelleher @patrickswellgaa @MunsterGAA pic.twitter.com/U8uLr988pI— Spórt TG4 (@SportTG4) November 10, 2019 Tús maith don dara leath ag @ballygunnerHc @MunsterGAA pic.twitter.com/fzDP8gITLr— Spórt TG4 (@SportTG4) November 10, 2019 Donal Ryan names Limerick Ladies Football team for League opener
Related posts:No related photos. Thisweeks news in briefHSEfines increaseHealthand safety convictions rose to nearly 900 during 2001-2002, with an averagefine of more than £12,000. The Health & Safety Executive’s Offences andPenalties Report identifies offenders and shows that more than 84 per cent ofprosecutions resulted in conviction. www.hse.gov.ukGettingback to workTheGovernment has developed a package of measures to help people with a long-termillness or disability get back into full-time work. Outlined in a Green Paper,the changes aim to get people off the benefits system. www.dwp.org.ukPathologistshortfallTheshortage of pathologists in the NHS has begun to have a serious effect on thedelivery of healthcare services, with more than 1,000 vacancies for qualifiedstaff remaining unfilled. Amicus has warned that urgent action is needed tohalt the deepening crisis. www.aeeu.org.ukArgosSunday reviewRetailerArgos is ready to review its policy of compulsory Sunday working. Argos chiefexecutive Terry Duddy agreed to the review after holding two meetings with the Secretaryof State for Scotland Helen Liddell. Argos will open negotiations with unionsover 11 staff sacked for refusing to sign contracts. www.argos.co.ukTranssexualrightsTranssexualshave won new rights following a ruling by an employment tribunal. Amale-to-female transsexual won her case against West Yorkshire Police after herapplication to join the force was rejected. The police argued she would not beable to do the job because she was legally male and therefore unable to searchfemale detainees. Don’tmiss out!Don’tmiss an opportunity to attend the fifth Employers’ Law briefing in associationwith Allen & Overy. This one-day conference, held on 5 December 2002 at theBritish Library, London, will focus on ‘managing incapacity’, approaching thechallenges from legal, occupational health and HR perspectives.For further information about this event please contact Jacqui Winn on 0208 6523304 Previous Article Next Article … in briefOn 26 Nov 2002 in Personnel Today Comments are closed.
Beau Lund December 12, 2019 /Sports News – National Report: Angels, Anthony Rendon agree on seven-year deal FacebookTwitterLinkedInEmailAllen Kee / ESPN Images(NEW YORK) — Anthony Rendon is reportedly heading out West to play for the Los Angeles Angels.Citing sources, ESPN reports the 29-year-old third baseman has agreed to a seven-year deal with the Angels worth $245 million.The contract has a full no-trade clause and does not include an opt-out clause, according to ESPN.Rendon is expected to undergo his physical on Friday and be officially introduced at Angel Stadium the following day.Rendon began his MLB career with the Washington Nationals, with whom he played for seven years, including last season, until he opted to become a free agent this past October.He’s played 916 games so far in his career, amassing an .290 batting average with 136 home runs and 546 RBIs.Copyright © 2019, ABC Audio. All rights reserved. Written by
Home » News » Regulation & Law » The Budget 2016 The Budget 20169th April 20160604 Views The Chancellor, George Osborne has now spent seven hours and 44 minutes of his life delivering Budgets. You have to admit, his quick-fire, punchy delivery is pretty good, even if the content is ot 100 per cent helpful.He said, “We choose the longterm, to put future generations first,” which means that you have to pay more now. He said, “We are on course for a budget surplus,” which also means that you have to pay more. And he said, “We choose long-term stability in a challenging world,” which means the same.The private rented sectorThe bad news is that despite deputations and pleas from the property industry, the Stamp Duty surcharge of three per cent, on buy-to-let property and second homes, scheduled to come into force on 1st April, will go ahead.In some quarters, the fact that he has broadened its scope to apply to larger investors as well as private landlords, is a delight, for those with larger portfolios it’s a nightmare. The surcharge will also affect the emerging Build to Rent sector. So in creating a more level playing field across investors, he’s hitting the PRS as a whole, even harder.Punitive taxation in the PRS: SDLT hikes, mortgage interest relief lost and now CGT. It’s an outright assault!David Cox, Managing Director, ARLA, said, “This is the third Budget which directly attacks landlords. The sector has been punitively taxed, with stamp duty on buy-to-let properties, mortgage interest relief and now capital gains tax changes. It’s an outright assault on the sector!“In November, when Mr Osborne announced the SDLT surcharge, we described this as a catastrophic move. The news that larger investors will also have to pay the tax is even worse. Professional landlords play a vital role in providing rental stock to the market. Our members forecast that the supply of buy-to-let properties will now dwindle and supply will fall even faster.”The money raised will, says Mr Osborne, go to funding community building projects. So, more money for new builds, less reason for investing in the PRS.Capital Gains Tax is to be cut from 28 per cent to 20 per cent, but, critically, this cut does not appear to be applicable to residential investment property gains. Only the ‘main home’ remains exempt.Business taxesSome good news: Corporation Tax is to be reduced from 20 per cent to 17 per cent, but don’t cheer just yet – that’s ‘by April 2020’ not now. From April 2017, small businesses that occupy property with a rateable value of £12,000 or less will not pay any business rates. Currently, this 100 per cent relief is available if you’re a business that occupies a property (e.g. a shop or office) with a value of £6,000 or less.There will now be a tapered rate of relief on properties worth up to £15,000. This means that 600,000 businesses will pay no rates.Small firms and commercial premises stamp duty has a new tax regime from midnight tonight, higher rates at the top, lower rates for cheaper properties and a zero rate for properties below £150,000. This, said George, grandly, is “a big tax cut for small firms.”Also good, but not stunning, news for businesses, Fuel Duty is frozen for the sixth year in a row, saving £270 a year for the ‘small business man’. Helping out with all those staff jollies as well, Mr Osborne has frozen the duty on beer, cider and spirits.Personal notesThere’s rcomfort for people owning homes in flood hit areas – there are to be further increases in flood defence spending, with a £700m boost, paid for by increased Insurance Premium Tax – which goes up by 0.5 per cent.Much was said about pensions and young people who don’t have them, so there’s to be more tax relief, more information on pensions and a lifetime ISA for younger folk, to help them save for their old age.From April 2017, there will be two new tax-free £1,000 allowances – one for selling goods or providing services, and one for income from property you own. People who make up to £1,000 from occasional jobs – such as sharing power tools, providing a lift share or selling goods they have made – will no longer need to pay tax on that income. In the same way, the first £1,000 of income from property – such as renting a driveway or loft storage – will be tax free.And on a comforting closing note, The Chancellor said, “We took action to avoid being powerless in the face of global storms. But the storm clouds are gathering again…”mortgage interest relief punitive taxation PRS private rented sector budget Budget 2016 business taxes buy-to-let sdlt 2016-04-09The Negotiator Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 Lawyer leading RICS governance probe asks members to help with evidence30th April 2021What’s your opinion? 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