housing provident fund deposit reduction is an important adjustment made by the government now has a positive significance. First of all, it is helpful to increase the cash income of employees, and then to reduce the income gap. Here we have a specific understanding of it.
reporter was informed that the Fujian provincial units of housing provident fund management center issued a notice "on the norms and pre stage appropriate to reduce the proportion of housing provident fund deposit" (hereinafter referred to as the "pre notice"), clearly from May 1st this year, where the housing provident fund deposit ratio of more than 12% units, will be adjusted to 12%.
inquiries from reporters noted that in the unit and staff 2015-2016 Rong provincial units of housing provident fund deposit ratio was 12%; units and workers in the central unit of Ficus 2015-2016 annual housing provident fund deposit ratio up to 15%. 2015-2016 central office in Fig units and employee housing provident fund deposit base for the highest monthly 24515 yuan (the average wage of workers in Fuzhou city in 2014 58839 yuan ÷ 12 months × 5 times), the highest monthly housing provident fund deposit amounted to 7356 yuan, the highest individual monthly deposit amount is 3678 yuan, the highest monthly deposit amount per unit 3678 yuan.
If the original
is paid in accordance with the highest proportion of 15%, the deposit ratio adjustment, the central unit in Fuzhou employees monthly deposit amount will be reduced by at least about 735 yuan monthly housing provident fund deposit amount will be reduced by at least about 1470 yuan.
in addition, the "pre notice" is put forward, where the difficult enterprises apply to reduce deposit ratio, payment of housing provident fund units, the units of the workers’ Congress or trade unions to discuss the adoption of the housing provident fund management center audit, approved by the housing provident fund management committee, can reduce the proportion of deposit or payment; to be improved economic benefit then, increase the proportion of deposit or to pay holdover.
increase employee cash income
according to the "housing provident fund management regulations", the unit and individual monthly deposit amount of the average monthly wage = × housing provident fund deposit ratio. For example, if your monthly average wage in 2015 was 6000 yuan / month, the provident fund to pay the proportion is 20%, the units and individuals to pay 6000× per month; 20%=1200 yuan, your monthly provident fund equal to 2400 yuan. Assuming adjusted to reduce the proportion of 12%, the units and individuals should pay 6000× 12%=720 yuan, the monthly fund is $1440, less than the previous $960. Personal cash more than 480 yuan.