Mississippi Has Highest Delinquent Mortgage Rate Again

first_imgHome / Daily Dose / Mississippi Has Highest Delinquent Mortgage Rate Again Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, Market Studies, News Sign up for DS News Daily Just as it did in November, Mississippi led all states with the highest percentage of non-current mortgages and serious delinquent mortgages in December, according to data released recently as part of Black Knight Financial Services’ December 2014 “First Look” at mortgage data released Friday.Mississippi’s percentage of non-current mortgages, which are those 30 days or more overdue or in foreclosure, was 14.18 percent – a decline from the 14.88 percent the state reported for November. The national mortgage delinquency rate declined by 7 percent down to 5.6 percent in December after experiencing its biggest increase in six years a month earlier.The non-current mortgage percentage dropped by 8.3 percent year-over-year in the Magnolia State in December. Mississippi’s non-current rate of 14.18 percent in December which still way below the state’s peak of 22.85 percent, attained in October 2005. Just seven months earlier, in March 2005, Mississippi’s non-current mortgage rate fell to its low of 9.60 percent.New Jersey retained the second-highest non-current mortgage rate in December, 11.9 percent, despite experiencing a decline from 12.41 percent the previous month and an 18 percent drop year-over-year.  Louisiana was third in December, as it had been in November, with 11.06 percent. New York and Rhode Island retained their fourth and fifth spots in December which they held in November with delinquency rates of 10.39 and 10.16 percent, respectively. The delinquency rate declined both month-over-month and year-over-year in each of the top five states.North Dakota was once again the state with the lowest mortgage delinquency rate for December, at 2.38 percent. The second through fifth lowest delinquency rates in December, respectively, were in South Dakota (3.54 percent), Alaska (3.56 percent), Colorado (3.58 percent), and Montana (3.83 percent).Mississippi also had the nation’s highest serious delinquency rate (90 days or more overdue or in foreclosure) for December with 5.30 percent of mortgages in the state in serious delinquency, a slight decline from the 5.39 percent the state reported for November. Mississippi’s serious delinquency rate declined by 2.04 percent year-over-year in December. The state’s December serious delinquency rate was still well below its peak of 9.9 percent, reported in in December 2005. Mississippi’s low for serious delinquency rate was 2.74 percent, achieved in March 2005. Data Provider Black Knight to Acquire Top of Mind 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. January 23, 2015 1,108 Views Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Black Knight Financial Services Delinquent Mortgage Loans Mississippi Seriously Delinquent Mortgage Loans 2015-01-23 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Black Knight Financial Services Delinquent Mortgage Loans Mississippi Seriously Delinquent Mortgage Loans Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Previous: Leading Economic Indicators Advance for Fourth Month in a Row Next: Report: Investors Move Toward Potential Ocwen Lawsuit Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Mississippi Has Highest Delinquent Mortgage Rate Again Share Save Demand Propels Home Prices Upward 2 days ago Subscribelast_img read more

Asda pilots RSPB farm scheme on in-store bread

first_imgAsda is piloting a partnership scheme between its in-store bakeries, a group of North Yorkshire farmers and the Royal Society for the Protection of Birds (RSPB).Wholemeal 400g in-store baked loaves, sold in the supermarket’s English stores, now use wheat grown on farms endorsed by the RSPB. And the scheme is likely to be rolled out to other lines if the pilot is successful.Each farmer taking part in the initiative has introduced at least 10 different bird-friendly measures to encourage wildlife back onto their farmland. These measures, designed to help wildlife flourish, include producing an environmental plan of the farm; growing a minimum of 15 hectares of spring crops; cutting ditches once every two years; installing feeding stations – where waste grain and seed is left to provide food for seed-eating birds; leaving a one-metre grass strip between the outer edge of the hedge and the crop edge; and good hedgerow management.Asda agriculture strategy manager Chris Brown, said: “This project has taken two years in the making, so it’s great to see the fruits of our labour.”last_img read more

Mike Hopkins coaches his first game: ‘That was pretty surreal’

first_img Published on December 5, 2015 at 5:44 pm Contact Sam: [email protected] | @SamBlum3 Related Stories Georgetown bigs outmuscle No. 14 Syracuse in 79-72 winFast reaction: 3 quick takeaways from Syracuse’s 79-72 loss to GeorgetownSyracuse community reacts to loss against former Big East rival Georgetown WASHINGTON, D.C. — Mike Hopkins’ fist sat under his chin, his unwavering gaze focused in on the first play of his head coaching career. The top button of his light blue shirt was covered by his perfectly-placed red and blue striped tie. His suit jacket was on. His composure was perfect to the naked eye.The first few possessions seemed the same, with the head coach rarely getting out of his seat. When he did, whatever he said was likely drowned out by the sold out Verizon Center crowd.“I always visualized myself doing it,” Hopkins said. “I was excited. I was really excited.”He watched a first half in which Syracuse shot 2-of-13 from 3 and was outrebounded 20-11. He watched the Orange fall back by as many as 21 on a third-chance putback by Bradley Hayes. He watched as Syracuse’s comeback attempt fell short in a 79-72 loss to SU’s former Big East rival on Saturday.It was all done on the backdrop of Hopkins’ first game as a head coach. A Syracuse assistant for 20 years, he was promoted to interim coach when the NCAA announced Jim Boeheim’s nine-game suspension would begin nearly a month before it was supposed to.AdvertisementThis is placeholder text“I think he did a good job of being uplifting,” Michael Gbinije said. “He brought some energy for us when we needed it. … He’s just a genuinely positive guy. It was our first game with him. His first game with us.”When the Hoyas doubled Syracuse’s score at 24-12, the newly-minted head coach called a timeout and waved his players vigorously toward the bench.It was on that bench that Hopkins kept an open seat for Boeheim, with his name written on a piece of tape going from top to bottom. When Hopkins got emotional during his postgame press conference it was when he said he wanted to win it for him.Before tipoff, Gbinije said a couple of the players discussed playing for Boeheim, so he could see the product of the program that he’s built. The loss left the players short of their goal. And still, Hopkins is left with eight more games without his mentor — one that can’t provide that service when he needs it the most.“Imagine if all of a sudden someone came and said you can’t talk to your father for a month and you live down the street,” Hopkins said. “That’s tough.”With Syracuse in the middle of its run to cut a 21-point lead down to six, Hopkins unbuttoned the top of his shirt and loosened his tie. He took his jacket off.After a Trevor Cooney 3, he stomped on the court, hoping to inspire his team to get the timely stop it lacked all night. He put his hands to his hips as Cooney turned the ball over after tripping to the ground as the game trickled out of reach. He turned to face his bench. Nearly all the Georgetown fans in attendance began chanting “Where is Boeheim?”But Boeheim wasn’t there for any of it. From midnight on Saturday until Jan. 9, the head coaching job is for a man who Boeheim’s already deemed his predecessor. It’s not Hopkins’, yet. But for the next eight games, it’s his team to lead.“I felt very comfortable,”Hopkins said. “There was something … I felt like I was playing. That was pretty surreal.” Commentscenter_img Facebook Twitter Google+last_img read more